College Tuition

Jul 19

Congratulations to the class of 2026, both Highschool and college! It is a great achievement indeed to graduate. give yourself a round of applause!!

A word of, “Good News, “for those seeking to enter college in the near future,

Scholarships, loans and grants are three of the most common ways to pay for college if you can't pay for it, outright and upfront.

Scholarships require excellent grades or excellence in performance (Athletics, Drama, Etc..). Loans have requirements, qualifications and you have to pay them back eventually with interest, but you can borrow enough to pay for the whole thing which will give you more time to study and not have to worry about money. Grants and government funded financial aid programs are helpful as well and also have requirements and qualifications.

All three methods are great and over time have funded college tuition for billions of students, year after year. Today I wish to share with you, a very simple, affordable and ingenious way to pay for college;

In 35 states junior college, city college or community college is free. In California for example, FAFSA and The California Promise Grant formerly known as The Board of Governors Waiver (B.O.G Waiver) can help with tuition if you qualify. Even if you did not graduate high school you can sign up for G.E.D. classes and take them at your local community college, then enroll in college.

If you save $1,500 a month, for the first two years whilst attending community college, you should have $36,000($1,500 × 24 months = $36,000) to pay for junior year tuition and fees at whatever university or 4-year college you decide on. If you spend $20,000 on tuition and fees for your junior year, you should have $16,000 ($36,000 - $20,000 = $16,000) left for rent and food. After junior year ends, you should have saved another $18,000 ($1,500 × 12 Months = $18,000) to add to the $16,000 you should have left, less whatever you may use for rent or food. If you did not spend any of it then you should have $34,000($16,000 + $18,000 = $34,000)

If you spend another $20,000 on your senior year tuition and fees, you should have $14,000($34,000 - $20,000 = $14,000) left for rent and food, etc.

In short, if you begin to save $1,500 a month, the first month of college classes, every month for 4 years, you should be able to graduate college and have some cash left over.

In the state of California, for example, state you are in , you can work 20 hrs a week and save $1,500 a month. That is with minimum wage pay, or entry level pay, which is very high in California. A part time job or work study, if it is an option, can help with that amount.

For those engaged in a 4 year college or university already, (that is you are already in your first or second year at a 4 year college or university) just know, if you save $1,500 a month until you graduate, you can still apply it to pay for your 3rd and 4th year or maybe just your 4th year…

If you plan on attending graduate school you might consider saving $1,500 your last two years, of 4 year school, to fund your graduate school tuition and fees…

Undergraduate or graduate school, any which way, we got you covered…

Once you graduate, if you’ve been keeping up on the work of the The Lifetime Student Foundation, you should know what to do !!

If not, then click on the red text and read our last post titled, “National Education Week, November 17th-21st, 2025.”

Congratulations again to the class of 2026, remember, “life is how you want it to be so plan ahead!”

Your's Truly,